Why Do Some Insurance Policies in North Carolina Cover Wind and Hail, While Others Don’t and Require the NCJUA? In North Carolina, the issue of wind and hail coverage can be a bit tricky. Some homeowners insurance policies include coverage…
Homeowners insurance is essential for protecting your most valuable asset—your home. However, many homeowners wonder why their premiums differ from others or why they increase over time. Understanding the factors that influence your homeowners insurance premium can help you make…
What is a Flood Zone? A flood zone is a geographic area that the Federal Emergency Management Agency (FEMA) has defined according to varying levels of flood risk. These zones are depicted on a community’s Flood Insurance Rate Map (FIRM)…
In our agency, no topic has been discussed more this year than the rising cost of homeowners insurance premiums. We empathize with the concerns- from increasing home prices to rising interest rates to climbing tax rates and now unaffordable insurance…
Plumbing and Insurance: Understanding the Exclusions One of the first questions we ask prior to quoting your home is a crucial one for homeowners of dwellings older than 1997. What type of plumbing is in your home? If it’s polybutylene…
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