Many homeowners entertain the idea of renting out their homes as a source of income. However, it’s essential to understand that your standard home insurance policy may not provide adequate coverage when you decide to rent out your property. Here,…
Imagine a world where you could actually park inside your garage. What if we told you that dream could be a reality with just a weekend’s worth of work? We rounded up expert garage cleaning tips and turned them into…
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While…
What is a Flood Zone? A flood zone is a geographic area that the Federal Emergency Management Agency (FEMA) has defined according to varying levels of flood risk. These zones are depicted on a community’s Flood Insurance Rate Map (FIRM)…
Pros and Cons Understanding the Impacts of Filing an Insurance Claim We advise our customers to consider the amount of the claim prior to filing it. Often this will require getting preliminary quotes from contractors first. This way, you can…
In our agency, no topic has been discussed more this year than the rising cost of homeowners insurance premiums. We empathize with the concerns- from increasing home prices to rising interest rates to climbing tax rates and now unaffordable insurance…
Plumbing and Insurance: Understanding the Exclusions One of the first questions we ask prior to quoting your home is a crucial one for homeowners of dwellings older than 1997. What type of plumbing is in your home? If it’s polybutylene…
When is this a viable option for me? Understanding Non-Admitted Carriers: Pros, Cons, and Everything in Between There are instances when an insured needs options outside of the admitted market- either the risk doesn’t qualify for admitted carriers or they…
Why should I get an inspection for the home I’m buying? One hot topic in our agency concerns a crucial step in the home-buying process that first-time buyers often overlook: the home inspection. If you’re in the market for your…
Short answer: YES! We’re going to delve into a topic that is crucial for homeowners, especially those living in areas prone to severe weather: wind and hail insurance. If you’ve ever wondered what this type of insurance is and whether…
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